LEGAL NOTICE AND COOKIES POLICY

1.- Legal Terms and Conditions

This website www.driveandwin.es is trade property of DRIVE AND WIN, S.L.U. ("DRIVE & WIN") and is intended to provide Internet users with information about the services and activities provided by said company, in addition to showing their corporate image.

The use of the website www.driveandwin.es implies the unconditional acceptance of the following terms and conditions of use of this website. For this reason, please read these carefully before proceeding to use this page. If you do not accept any of the Legal Terms and Conditions of this website, you may cease its use.

We also warn you that DRIVE & WIN, as the owner of the website, reserves the discretionary right to change, modify, add, remove or replace these Terms and Conditions at any time, without prior notice to users. Consequently, we recommend that you visit this section each time you access this website so that you can verify the content of these Terms and Conditions and any changes made to them.

2.- Ownership and general information

In compliance with Law 34/2002, dated July 11, regarding Information Society and Electronic Commerce Services, be aware that the owner of this website is DRIVE & WIN, registered at Avenida Mateo Bosch, 7, 1º 1 in Mallorca and NIF B-57934077, and registered in the Mallorca Trade Register, Folio 71 of volume 2,629, sheet number PM-77.180, 1st register.

In addition, DRIVE & WIN is registered as an insurance broker with code J-3354 in the Register of Insurance Mediators, Reinsurance brokers and their Senior Offices of the General Directorate of Insurance and Pension Funds. DRIVE & WIN has professional liability insurance and meets the financial capacity requirements established in Law 26/2006, dated July 17, regarding Private Insurance and Reinsurance Mediation.

DRIVE & WIN does not hold any equity stock in the capital of any insurance company, nor is it owned by any entity of this nature, and therefore offers professional and impartial assessment.

3.- Information of Service

Through this website, DRIVE & WIN offers its customers the possibility of purchasing insurance policies. Nevertheless, the decision to ensure or not the risk requested by our customers lies exclusively with the insurance companies.

In order to comply with customer requests, DRIVE & WIN will have to transfer the personal data provided to its partnering insurance companies to offer an appropriate insurance proposal. DRIVE & WIN guarantees that this transfer of data is in accordance with current regulations on the protection of personal data. For more information about our data protection policy, please see our Privacy Policy.

In accordance with article 26 of Law 26/2006, dated July 17, regarding Private Insurance and Reinsurance Mediation, we hereby inform that the offer presented to customers is the result of the independent and objective advice provided by DRIVE & WIN, who, from all insurance of the same type offered by different insurance companies, proposes the one that, according to our professional judgment, best suits the customer’s needs, taking into account both the information provided by the customer and our professional experience.

The total price to be paid for the requested policy requested is the one that, errors and omissions excepted, appears in the proposal sent by the insurance company. In any case, the price offered by DRIVE & WIN includes all expenses, taxes or fees, to ensure that the customer is not required to pay a different amount or surplus to that included in the offer sent by the company.

The offers made by DRIVE & WIN at a customer’s request will be valid for a limited period of one (1) month, from the date the offer is received. After that period, the offer will lose its validity, becoming non-binding for DRIVE & WIN.

4.- Right of withdrawal

We inform the customer that, according to article 10 of Law 22/2007, dated July 11, regarding Distance Marketing of Financial Services for Consumers, they have fourteen (14) calendar days to cancel the insurance contract that might have been taken out without indicating the reasons for withdrawal and without incurring any penalties, provided that no covered incident has occurred. This period begins from the date of inception of the contract or from the day the customer received the contractual conditions and other legally required information.

The right of withdrawal shall not apply to those insurance contracts entered into in order to comply with an obligation of insurance on behalf of the policyholder.

To exercise the right of withdrawal customers may contact DRIVE & WIN by sending a written communication to Calle Dublín, 1, 1 Posterior, 28232 Las Rozas de Madrid (Madrid), or by sending an e-mail to the following address clientes@driveandwin.es

5.- Customer Service

We inform that, in order to deal with and resolve complaints, DRIVE & WIN has an external Customer Support service at Mediators SL, Avda. Bruselas, 62, 1º, 2ª 28028 Madrid and e-mail: clientes_gam@telefonica.net and fax nº 91 356 88 25.

Said service has the obligation to resolve complaints or claims within a maximum period of two (2) months from the date of submission. If it is not resolved to the satisfaction of the customer, they may contact the Claims Service of the General Directorate of Insurance and Pension Funds.
General Directorate of Insurance and Pension Funds Claims Service
Pº de la Castellana 44
28046 Madrid
E-mail: reclamaciones.seguros@meh.es

6.- Industrial and Intellectual Property

Unless stated otherwise, access to this website provides a limited, non-transferrable and non-exclusive right to use, display and navigate it, also permitting the use of the material provided for personal and non-commercial use. This right is, of course, subject to strict compliance with the information set out in these Terms and Conditions.

This website contains information, software, trademarks, photographs, videos, texts, graphics, music, suggestions, comments, notes, drawings, articles and other materials (collectively referred to as the "Content") that are protected by intellectual and/or industrial property rights and which are owned by DRIVE & WIN or by third parties.

DRIVE & WIN holds the title or license to use the Content, and is entitled to carry out the design, planning, modification, replacement and improvement of said Content. The limited right of use granted by access to this website does not, in any case, allow you to copy, reproduce, modify, publish, transmit, distribute, transfer or otherwise dispose of the Content, in whole or in part, or to commercially exploit it.

7.- Cookies

Access to this website involves the use of technical and analytical cookies to recognize registered users and offer a better and more personalized service, as well as technical information.

Cookies are small text files that are stored on the hard disk or in the computer memory of each user to allow the server to remember certain information that may later be used.

Users who do not want to receive cookies or want to be informed before they are stored on your computer, can configure their browser in the following way:

  • Microsoft Internet Explorer > Tools menu > Internet Options > Privacy > Settings.
  • Google Chrome Tools menu Settings > Show advanced options > Privacy (Content Settings) > Cookies.
  • Firefox Tools menu > Options > Privacy > Cookies.

DRIVE & WIN appreciates the activation and acceptance of these cookies to help us obtain more accurate data to improve the content and design of the website and adapt it to your preferences. DRIVE & WIN does not guarantee the correct operation of the services offered if cookies are not accepted.

In the event that DRIVE & WIN provides any special service in which terms different to these regarding the use of cookies are agreed, those specific terms will apply in case of any discrepancy.

8.- Google Analytics

This webpage uses Google Analytics as its statistics system. Google Analytics is a web analytics service provided by Google, Inc., a Delaware company headquartered at 1600 Amphitheater Parkway, Mountain View (California), CA 94043, United States ("Google").

Google Analytics uses "cookies", which are text files located on your computer, to help the website analyze the users' use of the website. The information generated by the cookie about your use of the website (including your IP address) will be directly transmitted and stored by Google on servers in the United States. Accordingly, by accepting this Legal Notice and Cookies Policy, you authorize that your personal data may be transferred to the United States, which has not been guaranteed to offer an adequate level of protection. Google will use this information on our behalf for the purpose of keeping track of your use of the website, compiling reports of website activity and providing other services related to website activity and Internet use.

Google may transfer such information to third parties when required by law, or when such third parties process the information on behalf of Google. Google will not associate your IP address with any other data available to Google. You may refuse to transmit data or information through a rejection of the use of cookies by selecting the appropriate settings of your browser, however, you should know that if you do, you may not be able to access the full functionality of this website. By accepting this Legal Notice and Cookies Policy you consent to allow Google to process information about you in the manner and for the purposes indicated above.

The full details of the cookies that Google Analytics uses can be found in Cookies and Google Analytics in the documentation for the tracking Google Analytics code.
https://developers.google.com/analytics/devguides/collection/gajs/cookie-usage.

In addition to rejecting cookies, you can also install the Google Analytics Disabling Plug-in in your browser, which prevents Google Analytics from collecting information about website visits:
Google Analytics browser disabling add-on.
https://tools.google.com/dlpage/gaoptout?hl=en.

9.- Exclusions of guarantee

Please note the following exclusions of guarantee:
a) Exclusion of guarantee and responsibility for the operation of the web. DRIVE & WIN does not guarantee uninterrupted access and correct functioning of this website, nor that it is free from defects, errors, computer viruses or other harmful components.
In the event that DRIVE & WIN has knowledge of any of these anomalous circumstances, it will try to remedy them as soon as possible, but will not assume any responsibility in this regard, especially regarding the possible infection of your computer by a virus hosted in this web page.
Therefore, we recommend that prior to navigating this website you ensure you have installed and updated appropriate antivirus software that will enable you to detect any possible virus that may have infected this page. Despite this recommendation, we also inform that the installation of antivirus software and its updates do not represent an absolute guarantee against possible infections by computer viruses.
Consequently, DRIVE & WIN will not accept any liability whatsoever for any damages that may be caused to your computer equipment and that stem from access or use of this web page or in the downloading of products, offers, contents and/or material available on it.

b) Exclusion of guarantee and responsibility for the contents The resources, information, content and other materials on this website have been provided either by DRIVE & WIN or by sources external to DRIVE & WIN. For this reason, DRIVE & WIN cannot guarantee the reliability, suitability, truthfulness, accuracy and timeliness of the resources, information and contents provided by external sources. Your use of the resources, information, content and other materials on this website are your sole responsibility.
If you wish to obtain more accurate and reliable information about any content in particular, we suggest that you contact us via email at clientes@driveandwin.es and we will try to address your request directly and, if this is not possible, we will provide, where appropriate, the contact information for the sources that provided us with the content in question, so that you may contact them.

c) Exclusion of guarantee and liability for links to other pages DRIVE & WIN can provide different types of links (“links”) to other websites that are owned by third parties, or are controlled or operated, in whole or in part, by them. These links are provided solely to provide you with quick access to other websites where you can find information that may be of interest to you.
We nevertheless warn that the contents of these websites that you access through the links are not under the control of DRIVE & WIN and, in case you decide to access the linked website, you do so exclusively at your own risk. The fact that DRIVE & WIN provides a link to a third party's website does not mean that we approve, authorize or sponsor that website or that we are in any way associated with that third party. Any mention of products or services offered through the website owned by a third party, which is provided solely for your convenience and information, does not constitute an endorsement or recommendation of such products or services by DRIVE & WIN.
Accordingly, DRIVE & WIN does not assume any liability whatsoever with respect to the opinions, comments or statements made by said third parties on its own websites.

10.- Legislation and Jurisdiction

These Terms and Conditions shall be interpreted in accordance with common Spanish Law. The exercise of any action related to the use of this website or these Terms and Conditions will be subject to the jurisdiction of the Courts of Mallorca (Spain), waiving any other jurisdiction that, if applicable, may correspond to you.

11.- Invalidity

If any provision contained in these Terms and Conditions proves to be illegal, void or, for any reason, ineffective, then it will be deemed excluded from these Terms and Conditions and will not affect the validity and effectiveness of the other provisions.